as far as I can see, the main difference is that the DE version uses the Exynos 990 and not the Snapdragon. As far as you can read on the internet, you should go for the Snapdragon version if possible because of the much better battery life.

This is the DE Version of this article, but it's already sold out and not available anymore.

The only difference is that Samsung Pay will not be supported in Switzerland if you buy the DE version which is for Germany. When a phone is purchased elsewhere, or in this case purchased for another region, it is advisable to make up to 10 minutes of calls using a local sim card in that country to remove the region lock that Samsung has on its phones. Apart from that, this model normally supports the following 4G bands that are supported in Switzerland: B1 (2100), B2 (1900), B3 (1800), B4 (1700/2100 AWS 1), B5 (850), B7 (2600), B8 (900), B12 (700), B13 (700), B17 (700), B20 (800), B26 (850), B28 (700), B38 (TDD 2600), B39 (TDD 1900), B40 (TDD 2300), B41 (TDD 2500).

Samsung Electronics GmbH Hello, it means you can either use the combination eSIM + 1 SIM + 1 micro SD or the combination SIM 1 + SIM 2. Best regards from Schwalbach, Your Samsung Service Team

When I enter it in Google I get the following answer Manufacturer number: SM-N986BZNGEUB. EAN number. 8806090594793

It has an Exynos 990. Why 5G? the processor has nothing to do with it.

Monthly payment is possible with PayPayl https://www.galaxus.de/en/page/paypal-ratenzahlung-einkaeufe-bequem-in-raten-zahlen-15498

Unfortunately, we have no info on a possible way around this. :/