There are two variants of the warranty service: one is called "Premium" and the other is called "None". If you don't choose one, you don't have a guarantee? Or how does that look like? I can't get the right information.

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I am not sure if I have understood your question correctly. I do not accept any additional insurance or extended warranty. My account digitec states that the SSD is guaranteed for 5 years until 2022. Very good product, 5 year warranty and digitec service. What more can you ask for?

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Question about Samsung 850 EVO Basic

There are two variants of the warranty service: one is called "Premium" and the other is called "None". If you don't choose one, you don't have a guarantee? Or how does that look like? I can't get the right information.