You have household insurance for that
A few weeks ago, my i7 5960x including the mainboard broke down because some of the PVC hoses were not tight.
I simply made an online claim to my household insurance (furniture).
and after a few days I had the complete amount I had bought at the time in my account.

No, unfortunately not.

What nonsense! I don't have home insurance, if I insured all the computers, audio equipment and instruments etc. I'd have to pay way too much insurance, it's just not profitable. My parents paid home insurance all their lives and never had to claim on it.... All that money just gone for nothing!!!!!!!